PET INSURANCE – WHAT IT IS AND WHAT IT IS FOR

Adopting a pet is a rewarding and joyful experience. Indeed, caring for a pet brings joy and happiness to the family, while entailing some expense to ensure a happy and healthy life for our friends.

Luckily, costs related to pet management can be mitigated by taking out an insurance policy that covers vet and other expenses.

Pet maintenance costs

The needs of pets are often expensive. In addition to the costs of daily maintenance, such as food and accessories for routine and upbringing, there are regular vet check-ups and compulsory vaccinations. All this has an impact on the family budget.

What is pet insurance?

To help all pet parents, many insurance companies offer the possibility of signing a pet insurance. The policy covers veterinary expenses, third-party damages and legal assistance. The coverage depends on the selected plan.

How much does a pet insurance cost?

The cost of the pet policy depends on several factors such as:

  • animal type
  • breed
  • age
  • the city of residence

The cost of the policy varies depending on the policy formula chosen but is generally between 50 and 100 euros per year.

What you need to apply for pet insurance

In order to open the policy, it is necessary to indicate to the insurer the species, breed and age of the pet and to provide the health booklet issued by the veterinarian. The animals must also be identified by means of an electronic microchip. Insurance companies usually tend to take out policies for animals between three and eight years old.

Pet insurance is a tool to relieve families of a sometimes-heavy financial burden and to encourage adoption.